american exchange wholesale jewelry supplies Will the credit card too high in debt ratios sealed the card? What is the credit card sealing?

wholesale turquoise jewelry usa After the credit card is issued, the bank will conduct post loan management from time to time to investigate the credit risk of the cardholder. If the cardholder risk is relatively high, the bank may take the card sealing measures to prevent the credit card from using it. Some people will ask if the debt ratio is too high, will the credit card be sealed? What is the credit card sealing? Here we will give you a brief introduction.

The debt ratio is too high credit card to seal the card?
This management of credit card loans is to look at the cardholder's credit status and repayment ability. Among them, the repayment ability should be judged in conjunction with income and liabilities. Under the limited income, the cardholder's debt rate is too high, and the repayment ability will be insufficient. However, by this point, the bank will not easily get the credit card to seal the card, but also depends on the cardholder's card.
S especially not arrears with credit cards, and cardholders have never experienced any bad card behavior. All liabilities are arrears of other credit institutions. If there is any room for the cardholder, the credit card may be reduced, and the probability of sealing cards is relatively low.
What is the credit card sealing?
The credit card sealing is either because of the severe seal or because the cardholder often uses the card to use the card, of course, there are also high -liability high -risk reasons.
. Once the credit card is blocked, it is difficult to terminate. The cardholder can only apply for a card and wait for the card. Although the credit card sealing cannot be used, the account is still existed. For credit cards that have not been blocked for a long time, it is recommended to go to the account to sell accounts, otherwise the annual fee will be deducted.
above is a related introduction to "whether the credit card is too high in debt ratios will be sealed." I hope it will be helpful to everyone.