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wholesale jewelry supply coupon According to Article 14 of the "China Merchants Bank Credit Card Articles of Association (9th Edition)"
The cardholder can bring UnionPay, Visa, MasterCard Card, Wanshida Card, and MasterCard Card, JCB, U.S. Express or other bank card organization acceptance signs, or special merchants with UnionPay acceptance signs in China, as well as other special merchants designated by the card issuer to consume by cards;
JCB、美国运通或其他银行卡组织的受理标识的取现网点或ATM上提取当地币种现钞；在境内带有银联受理标识的ATM上或发卡机构指定的取现网点、ATM上提取人民币现金，并Enjoy other services provided by the card issuer.
The repayment
The credit card and cash, and my identity documents, cash repayment at the counter of any business outlets of China Merchants Bank; if there is a "one cartoon" of China Merchants Bank, you can also pass it on the counter. The transfer method is repaid for credit card accounts. When handling the US dollar account transfer repayment business through the bank's counter, only the transfer of the US dollar cash account account must comply with the relevant provisions of the State Foreign Exchange Administration.
Extension information: "China Merchants Bank Credit Card Articles of Association (Ninth Edition)" related provisions
The cardholders have ATM or ATM or American Express, U.S. Express When its member agencies withdrawn foreign currency cash or when they consume overseas special merchants abroad, the transactions are recorded in their credit card accounts, except for the card issuer and cardholder. If you provide RMB liquidation services, record your credit card account;
The cardholder to withdraw cash or other terminal business counters, ATM and other terminals designated by China UnionPay and card issuers in China When the special merchant of the receiving institution consumes, the transaction is recorded in its credit card account.
The cardholder who repaid all the repayment amount before the repayment (inclusive), the current bill of previous bills occurred in this period of non -cash transaction. Interest treatment. The interest -free repayment period is up to 50 natural Days, except for the card issuer and the applicant or applicant.
Reference materials Source:
Imvision Bank-China Merchants Bank Credit Card Articles of Association (ninth version)
China Merchants Bank-Bank business outlet repay
jewelry wholesale prices There are UnionPay and VISA logos, which are dual currency cards.
This credit card currently has two basic card lines, UnionPay lines and international lines (VISA, JCB or American Express, etc.). Swipe the card on the UnionPay line will be settled directly with the RMB; swiping the card on the international line will be settled with dollars. Since the consumption of credit cards will be settled in the US dollar, if the consumption amount is non -US dollar, the exchange fee between two currencies will be incurred, which is 1.5%of the transaction amount. If the consumption amount is US dollars, there will be no foreign exchange settlement fee.
MD account bills have the following ways to repay. You can choose the most convenient:
1. US dollar automatic repayment: Our bank can provide a card automatic US dollar repayment credit card function, you can use your name USD cash cash cash cash cash, you can use your own name Active sub -account and USD existing active sub -account account (cash or current Huizi account can only be selected as one as a deduction account) for automatic repayment association. Please confirm that your RMB's foreign exchange purchase function is closed before setting.
2. US dollar transfer repayment:
Them cartoon US dollar cash account repayment: After logging in to our bank online banking, select the "Credit Card Quick repayment" option. The interface repayment currency supports RMB and US dollars (cash).
Them cartoon USD existing account repayment: If your card and credit card have signed a self-service transfer agreement and the credit card is related to the professional version, after logging in to the professional version "-" Transfer Card ", select the US dollar exchange operation credit card repayment through this interface.
3. US dollar cash repayment: You can carry credit cards and US dollars cash, and your identity documents, and apply for cash repayments at the counter of any business outlets of China Merchants Bank (except for the company's debt business card).
4. Use the RMB to repay the US dollar bill (purchase repayment).
If use of China Merchants Bank savings cards, UnionPay cards can only be used by machines with UnionPay signs overseas. The currency of UnionPay cards traded at time to consumer overseas is local currencies in transactions, and liquidated currencies are RMB. Please make sure that you have opened the ATM ATM to withdrawn from UnionPay or UnionPay's overseas POS consumption function; at the same time, please ensure that there is enough RMB balance in the account. UnionPay ATM ATM withdrawal function or UnionPay overseas POS consumption function opening method: Please log in to the professional version and open in the "account management -TM, POS limit"; or please bring your ID card and one card to the counter to apply.
If of UnionPay ATM withdrawal: 5 ‰ of the amount of withdrawal, a minimum of 10 yuan/pen. When some ATM institutions in some countries (such as Japan, the United States, etc.) are withdrawn, except for ATM withdrawal fees, local acceptance agencies may charge additional fees from cardholders.
Molying the time interest rate of consumption, it is not cheaper to directly judge that the credit card is still a card to swipe the card. If you follow the UnionPay route, there will be no handling fees.
wholesale jewelry making supplies dallas tx There are two main categories of dual currency cards: one is a dual currency credit card; the other is a dual currency debit card. Dual currency credit cards are credit cards with RMB and USD settlement accounts, and their functions are basically the same as single currency credit cards. The dual -currency debit card also has a RMB and US dollar settlement account, which can be saved, withdrawal and consumption of RMB and US dollars, and does not have an overdraft function.
The two -currency card is a kind of bank card that appeared in my country in recent years. With the continuous development of our economy and the continuous improvement of people's living standards. It is a wide range of people's demand for bank cards with foreign currency settlement. Therefore, many domestic banks have cooperated with international bank card organizations such as Visa (Visa) and (Masterda) to launch bank cards with RMB and US dollar settlement functions. In China, it can achieve RMB settlement through UnionPay. After going abroad Support VISA or merchants and banks withdrawal machine consumption and cash withdrawal, and settle in US dollars.
dual currency card repayment:
1. Automatic foreign exchange repayment
some banks stipulate that foreign currency consumption of credit cards can be directly converted to foreign currency Pay, but this requires cardholders to apply for this service in advance.
2. Artificial foreign exchange purchase and repayment
It banks only purchase foreign exchange at the counter or provide telephone exchange business. Cardholders must go to the bank outlets and then account for. Or deposit the equivalent RMB into the card in advance, and then call the bank to notify the bank.
If the cardholder forgot to notify, the RMB will not automatically convert to foreign currency to return the overdraft amount of foreign currency. Therefore, the cardholder must understand before getting the card.
Note:
The above two forms of foreign exchange purchase need to be manually opened or handled. If you do n’t understand the rules of this business before, only the RMB account arrears of the credit card when repayment repayment For repayment, the arrears of the US dollar account will be counted as overdue records to your personal credit collection, and interest and late fees will be added.
vintage jewelry charm wholesale It belongs to a dual currency card, which is given the US dollar currency. There is a exchange fee. If the handling fee is the lowest, it is recommended to give priority to the POS machine of the UnionPay logo in foreign countries, and there is no exchange fee.
stainless steel jewelry wholesale in orlando florida It is roughly like this. Swipe cards from overseas VISA to consume, and you will use a foreign currency account that can use your available amount. After returning to China, you can choose to pay for repayment by yourself, or you can pre -store some RMB, so that the credit card center can help you buy foreign exchange and repay!