How long does it take for each bank to transfer to other banks?
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How long does it take for each bank to transfer to other banks?
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If the China Merchants Bank is transferred to other banks, through the channels of online banking/mobile banking, the accounting mode and time of transfer remittances are as follows:
Plores: 1-2 working days are proposed, the actual accounting time is subject to the other party's account.
Fast: I proposed in real time. The actual time of the accounting depends on the handling of the other party's bank system, usually 5 minutes-2 hours.
Real -time: real -time arrive.
The next day: Customers are proposed from our bank at 0 o'clock the next day after the transfer of transfer, and the funds arrive at 1-2 working days.
This reminder:
If it is transferred by ATM, it takes 24.5 hours to get the account.
(Answee time: December 23, 2021, please refer to the official website of the China Merchants Bank.)
The reminder: If you have any questions in the future, please contact China Merchants Bank App@ Oh ~
1. The longest of the long -term transfer is only 3 working days, usually the account within 24 hours;
2, the cross -bank transfer requires the accurate other party's account opening name, is it correct, please verify;
3, weekend, weekend, weekend, weekend. During the statutory holidays, the People's Bank of China's liquidation system is closed. During this period, it is best not to perform cross -bank transfer operations.
The cross -bank transfer remittance is a business that drives RMB or foreign currency transfer remittances to units or individual accounts under other domestic banks.
It use the online bank ICBC to transfer money with him. You must first register the "Financial@Home" personal online banking, and open the online bank's external transfer rights at the business outlets, and apply for U -Shield (personal customer certificate).
It online banks for ICBC and other bank transfer remittances.
The expansion information:
Transfer of account refers to a bank currency settlement that does not use cash, but transfer money from a bank to the payment account to complete the currency receipt Way. It gradually develops with the development of the banking industry. When the settlement amount is large and the space distance is long, the use of transfer settlement can be safer and faster. In modern society, most commodity transactions and currency payments are carried out through transfer settlement.
On the morning of September 23, 2016, the six departments jointly issued the "Announcement on Preventing and Copying Telecom Network Fraud". Account transfer, the funds arrived after 24 hours.
-notice of the People's Bank of China issued the "Notice on Strengthening Payment of Payment and Settlement Management to Preventing the New Type of illegal and Crime", which comprehensively strengthened the real -name management of the account, bank card business management and transfer management. It is clear that since December 1, 2016, if an individual transferred through the self -service teller, within 24 hours after the card issuance is accepted, you can apply for a cancellation of transfer to the issuing bank.
Reference materials: Baidu Encyclopedia-Transfer
1. The longest of the long -term transfer is only 3 working days, usually the account within 24 hours;
2, the cross -bank transfer requires the accurate other party's account opening name, is it correct, please verify;
3, weekend, weekend, weekend, weekend. During the statutory holidays, the People's Bank of China's liquidation system is closed. During this period, it is best not to perform cross -bank transfer operations.
The cross -bank transfer remittance is a business that drives RMB or foreign currency transfer remittances to units or individual accounts under other domestic banks.
It use the online bank ICBC to transfer money with him. You must first register the "Financial@Home" personal online banking, and open the online bank's external transfer rights at the business outlets, and apply for U -Shield (personal customer certificate).
It online banks for ICBC and other bank transfer remittances.
Extension information:
Operating guidelines
1, online bank cross -bank transfer remittance remittance.
It use the online bank ICBC to transfer money with him. You must first register the "Financial@Home" personal online banking, and open the online bank's external transfer rights at the business outlets, and apply for U -Shield (personal customer certificate).
It online banks for ICBC and other bank transfer remittances.
2. Business outlets Foreign currency cross -bank remittance
It you go to our bank's foreign exchange business outlet to apply for foreign exchange remittance applications, and fill in the "Xinhui Voucher" to apply.
This reminder
According to the relevant provisions of the People's Bank of China, the service time for ICBC and other banks is 9: 00-17: 00 at 9: 00-17: 00. ICBC and other transfer remittances charge the handling fee at 1%of the amount of transfer remittance, and the minimum charging 1 yuan will receive a maximum of 50 yuan.
In the following provisions of the Foreign Exchange Authority when applying for foreign exchange remittances:
(1) The name of the collection of foreign exchange remittances must be consistent with the name of the remittance, or the direct relative of the remittance.
If the name of the payee is inconsistent with the name of the remittor, the proof document of "the reinner and the remittance as a straightforward relative" need to be presented. The certification documents are as follows:
a. If the payee and the remittor are in the same household registration book, the account book should be shown
b. The certification of the certificate issued by the right to the receipt and the remittant are indeed a notarized or certification document for a direct family
(2) The nature of your foreign exchange remittance receipt account and payment account must be the same , Huidou to Huidou ", that is," the nature of the banknote/exchange before and after the transfer of funds remains unchanged. "
Reference materials: cross-bank transfer-Baidu 100 Keeke
Pay content for time limit to check for freenAnswer Hello, I am glad to serve you. I am Ye Wanqing, a national first -level financial division, and has more than 5 years of financial career experience. I'm sorting out the answer, you wait a bit nHow long does it take to get a question in real -time cross -bank transfer?nThe answer is quickly received, generally in real time, delayed no more than 2 hours; ordinary arrival: generally one to three working days to get the account, from Monday to Friday to 3pm during the day afternoon, you can basically go to the other party's bank on the same day, but Whether the other party's bank decides to the actual time in time.nAsk a question, how long can I get to the accountnThe answer is within two hours if it is real -time.nI have been asking questions for two days.nThe answer requires 1 to 3 working days if it is ordinary transfer. You can contact the bank to ask the bank to ask ~nQuestion, then the bank's call to ask which bank?nAnswer the banks on both sides can be asked, first ask the bank to see if the money is drawn. If it is drawn, then ask the receiver's bank, what's the situation without receiving the account.n7 morenBleak
If the cross -bank transfer is on the ATM machine, the card is transferred to the card, and it will be transferred immediately; if you do it at the counter, the city will transfer to the other party's bank on the same day, and then according to the other bank's account time, if it is a cross -city cross -province, At most one day, if you are in a hurry to get the account, you will ask for more handling fees and make a large payment system. Do it right away.